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Archive for September, 2006

Showings

September 28th, 2006 at 05:13 am

So far we've had one showing on our house, and another one today. I love that my house is so clean. I really hope we sell this house quickly and for full price (wouldn't that be nice?)!

Toda I am trying to make it a no spend day. Yesterday I was sick, but DH bought me a MT. Dew and chicken strips at BoJangles for a whopping total of 7.99! I asked if the chicken strips were made out of gold!

Today, I vow a no spend day. Only gas that is already in the car, while I am out picking up the neighbors from school. Smile

Price of moving?

September 25th, 2006 at 12:33 pm

So, our house has been on the market for a week, with no interest. Despressing. I really was hoping we'd sell the house in less than two weeks and start the process of saving tons of money. Since we do already have access to the house we will rent, we've been cleaning it and moving stuff over there to help de-clutter our house. Which means, we haven't stuck to our budget about eating out. I was exhausted, tired, cranky, and didn't feel like cooking much...so I caved and we ate out. Total for the weekend- almost $125.00! I've got to get back on track. I figured out the next paycheck that my DH receives I can pay all of the bills for the month. Every single one of them. With around $300 left. I've never been able to do that before and the feeling is great.

I've also been watching the amount of TV we watch and keeping the computer on. Last month our electricity bill went down $40! And our water bill went down by half! Now if we can just move out of this house before winter! We'll be moving from a gas heated house to a wood burning house! And I'm so excited! We have unlimited amounts of wood to use and it will only cost us sweating and working! I can live with that! Plus the other house is total electric with a heat pump! I can't wait for *all* of my bills to go down!
I'm probably getting my hopes up and I probably shouldn't be setting myself up to fail! But, I can't wait for this move!

One down...

September 12th, 2006 at 10:14 am

OK so one CC is paid off, this morning as of 9am. In 10 days I am calling to cancel it and tear it up forever! No more CC for me! Whoo HOOOOO!!! I cried this morning I was so excited at paying it off! Who ever knew gigantic things like paying off a CC would make me soooo happy? Smile

No more whole life

September 8th, 2006 at 03:09 pm

Ok, today I received a check in the mail for around 2100.00. My cash out of my whole life. It will go directly to a CC that I am paying off. My Dh's and my children's whole life insurance pay out check should be here sometime next week, I hope. Then the entire CC will be paid off. That's $4000.00 down! I am so excited to see this happening. But also so dissappointed in myself for being sucked into buying it. I will definately do more research next time. Although I was only 17 years old at the time, I still wish I would have looked at the entire big picture then.
The depressing thing is, I recieved a statement from the insurance holder and it stated I had paid almost $14,000.00 into this whole life insurance and I only recived $2100.00 back. To think of all the stuff I could have done with that $12,000.00 is very depressing.
I can't change it now, so from here on out, I will be doing anything I can to get my family out of this mess and saving for our future!

Getting the hang of this...

September 2nd, 2006 at 09:01 am

Ok so I kinda feel like I've come full circle in the financial sense. When I was younger I was the saver in my family, then I went to college and totally lost my mind. I spent all the money I ever had and then some. Then I married my husband and with best intentions we got ourselves further and further into debt. We are currently 303.000.00 in debt. That's alot. I am getting the hang of this getting out of debt thing. We've changed lots of things in our lives and are starting to pick up the pieces and realize that we don't want to live this way. Hopefully in 2 years we will completely be debt free. Smile